A new innovative group on Prosper.com called "Two Millionaires cover High Risk Loans, Restore Credit" is helping ordinary people prosper by providing a way for them to get a series of small loans at interest rates below 30% to move their credit grades from HR high risk to B or better.

In less than a month this unique group attracted 200 members, placed 10 loans, and had 50 active listings.

Two Millionaires is helping high risk borrowers who can't attract lenders even in the socially exciting Prosper.com people to people market. The goal of the Two Millionaires founders is to help sincere high risk members get to the point where they qualify as Prosper.com lenders and group leaders themselves.

Two Millionaires attracts lenders by offering a large selection of quality listings at high interest rates, and an opportunity to help others.

https://www.prosper.com/public/groups/group_home.aspx?group_short_name
=Mayans2

First off I am a Prosper lender for over a year and a Group Leader. I have made about 8% after defaults. I have found that prosper will succeed in smaller circles. It seams that small tight niche groups will beat the odds for lenders, even no group loans beat the odds. its the investing in mega groups that will destroy a lenders pocketbook and ultimately prosper. Groups who do scrutinize their borrowers will help reduce default rates.

http://maclenders.com